Maryland Paycheck Calculator
Estimate Maryland take-home pay with graduated state brackets, optional local tax, federal income tax, and FICA. For salary planning—not payroll compliance.
State paycheck comparison (planning scenario)
Same inputs everywhere: $75,000.00 annual gross, biweekly pay, single filing, no pre-tax deductions, no local add-ons. Tax year 2025 rules from each calculator.
| State | State tax model | Est. annual state tax | Est. annual net pay |
|---|---|---|---|
| Ohio | Graduated OH brackets + personal exemption | $1,280.24 | $59,868.38 |
| Indiana | Flat 3.05% (county tax excluded here) | $1,829.88 | $59,318.50 |
| North Carolina | Flat 4.75% after NC standard deduction | $2,850.12 | $58,298.50 |
| Missouri | Flat 4.8% after MO standard deduction | $2,880.02 | $58,268.50 |
| South Carolina | Graduated (0% / 3% / 6.2%) + SC standard deduction | $3,042.52 | $58,105.86 |
| MarylandThis page | Graduated up to 5.75% | $3,388.84 | $57,759.63 |
| Virginia | Graduated up to 5.75% | $3,595.02 | $57,553.50 |
Illustrative only—not payroll advice. Local/county taxes, credits, and employer withholding methods vary. Confirm with your state's DOR and payroll department.
Suggested next step
FAQ for this calculator
- Does Maryland have local income tax?
- Yes—counties and Baltimore City add local income tax. We use a simplified flat % on taxable income for planning.
- How is MD state tax calculated?
- Maryland uses graduated brackets (about 2%–5.75% on taxable income), unlike NC or Indiana flat rates.
- Is this my exact pay stub?
- No. Official payroll uses Comptroller tables and year-to-date totals.
- What local rate should I use?
- Check your county’s rate—Montgomery ~3.2%, Howard ~3.2%, Baltimore City ~3.2% are common planning values.
How to use the Maryland paycheck calculator
Maryland taxes wages with graduated state brackets after the MD standard deduction, plus local county tax, federal tax, and FICA.
- Enter gross pay for one paycheck.
- Choose pay frequency and filing status.
- Set local tax % (e.g. ~3.2% Montgomery County planning) and pre-tax deductions.
When to use this calculator
- Comparing DC metro job offers with different MD county rates.
- Budgeting bi-weekly net pay in Baltimore or Bethesda.
- Sanity-check withholding after a promotion.
Examples & walkthrough
- $3,500 bi-weekly, single, 3.2% local, $250 pre-tax → net often mid–high $2,000s.
- Married filing jointly widens MD brackets in this model.